We specialize in providing financial planning and investment management services to individuals. As advocates of comprehensive wealth management, we help our clients with:
| • | General financial planning | |
| • | Insurance planning and risk management | |
| • | Employee benefits planning | |
| • | Investment planning | |
| • | Income tax planning | |
| • | Retirement planning | |
| • | Estate planning |
We believe that:
1. There is a greater risk that people will not benefit from the fruits of their labor than that they will run out of money
2. Proper financial planning is the balancing of asset management, risk, and the pursuit of a rich and fulfilling life.
3. Insurance and risk management are vital to financial planning, but self insurance where possible is a more effective use of resources.
4. The overriding question in making an investment decision for a client account: ‘Would you make this investment for your mother?’
